Mediclaim: Insurance Companies Relax 24-Hour Condition for Health Insurance Claims

After taking out health insurance related to your health, you no longer need to be admitted to the hospital for 24 hours to make a claim. Now, even after being admitted for just two hours, this claim will be approved by insurance companies. It is said that some health insurance companies have made this major change based on modern technology.

There is good news for those purchasing health insurance. Previously, insurance companies required a condition of being admitted to the hospital for 24 hours or more. However, now some insurance companies have relaxed this condition and changed it. As a result, in some insurance policies, claims will be approved even if you are not admitted to the hospital for more than two hours. Previously, it was mandatory to be admitted to the hospital for 24 hours. But now, there is no need to stay in the hospital for 24 hours to claim health insurance; your insurance will be approved even if you are admitted for just two hours. This significant change has been made by insurance companies in their conditions due to the rapid and advanced development of medical technology.

Some health insurance plans now include 2-hour hospitalization. This includes ICICI Lombard Elevate Plan, Care - Supreme Plan, and Niva Bupa - Health Insurance Plan. Previously, it took a long time to treat many diseases. However, now treatments like cataract, chemotherapy, and angiography are completed in a few hours, so there is no need to stay overnight in the hospital. However, to ensure that no policyholder's claim is denied due to not staying overnight, this new method has been implemented by some insurance companies.